It's depressing to hear how the economy is tanking. I'm not sure that's the term I want to use. Things seem to be sinking faster than a rock in water. I keep wondering when this thing is going to hit bottom... and once it does how long will it take to crawl out of the pit?
My mother turned 70 on her most recent birthday. She wants to go to Hawaii. The trip, if it happens, will probably take place during my Spring break. Not a good time for me. I always set aside money to help me get through those nine weeks I'm not pulling in my regular salary. It's called SUMMER VACATION! Now the plan is that I not only pay my way but help pay for the trip for Mom. I haven't priced anything yet, but I can see myself spending upwards of $1500 for all of this. Sure I have the money, but that's 1500 plus that I have to make up for the summer shortage. Not to mention the fact that I'm about to go through my third and final attempt to achieve National Board Certification. That alone is going to take $1000. I don't want to get deeper in debt to make this happen. Of course to get deeper in debt someone has to extend credit to me. Banks haven't been doing much of this and Americans are too afraid to ask because they might not be pulling a paycheck a year, I mean a month later.
Now if I were the government, the financial institutions wouldn't like me very much. I gave you bail out money and instead of using it to help consumers you're sitting on it. Ya got six months to do something with that dough other than give you and yours bonuses and buying out other banks. If you don't, I'm calling in the loan...with interest, penalties, and several pints of blood. Uber B#$%^ ain't I?
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